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提高资金效率,解放账款压力

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提高资金效率,解放账款压力
福建有一出口企业,每年出口量巨大。他们与客户的关系很好,信任度很高。他们采用出货后90天收款的结算方式。随着出口的规模越来越大,该企业除不断向银行提出增加贷款的需求外,找不到其他更好的办法。当了解“保融捷”的产品后,主动联系外国的客户,让他们开出180天的信用证给“保融捷”。这样一来,他们的客户的付款周期从90天延长到了180天;而出口企业的回款期则从90天,经保融捷的服务后变成了15天;不再需要向银行贷款了,既减少了负债,又增加了利润;让生意不再受困于流动资金的枯竭上了。一举四得,彻底把企业从资金的压力上解放出来。
A Fujian Company has great export amount and good relationship with their client. They trade with terms OA 90 days. With increasing amount of export, the company can only increase their financing needs. After they understood EIF Service, they push their client issue LC with 180 days to “EIF Service”. As a result, their client payment terms prolong to 180 days from 90. And the cash return of the Export company is shortened from 90 to 15 days. They don’t need to finance from bank any more. They increase their profit while reducing debts. It makes the business away from cash drain and release company from cash pressure.